Financial option available through HNB
Financing Scheme for purchase of apartments is available under the HNB “Shanthi” Housing Loan Scheme.
 

In foreign currency
Quantum* Upto 60% of the purchase price
  [Negotiable upto 75% of the purchase price based on the repayment capacity]
   
Security                Mortgage over the property to be purchased.
   
Interest Rate
Floating

USD  - 06 months LIBOR + 4 %p.a.
Floor of 6.5%
[Review quarterly]
   
Repayment

Maximum period of 05 yrs in equated monthly instalments including capital and interest.

  For Eg:
 
 
Interest rate
1 year
2 year
3 year
4 year
5 year
USD 10,000
6.5%p.a.
863
446
307
238
196
 
 

In Sri Lankan rupees
Quantum* Upto 60% of the purchase price
  [Negotiable upto 75% of the purchase price based on the repayment capacity]
   
Security                Mortgage over the property to be purchased.
   
Interest Rate
Fixed 13.5%p.a.
     
Floating AWPLR + 2.5%p.a.
 

[Review quarterly]

   
Repayment

5 – 20 yrs in equated monthly instalments including capital and interest.

  Eg. Rs.1 Mn.
 
Interest
5 yrs
10 yrs
15 yrs
20 yrs
13.5%p.a.
23,010-
15,228-
12,984-
12,074-
 

(Interest rates will be subject to market conditions) / * Conditions apply
 

Contact

Gowrie Arjuna (Mrs)
Senior Manager
Personal Financial Services
Tel +94 112 661982
E-mail gowriea@hnb.lk

Mr. W S S P Fernando
Manager
Home & Personal Loans
Tel +94 112 661922
E-mail prasantha.fernando@hnb.lk
 
       
 
   
   
           
           
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